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FINANCING:
Knowing your purchasing power is probably one of the most important factors in buying. Waiting until you have an accepted offer before you meet with a lender is a horrible idea and can possibly keep you from getting the home you want. Before we begin actively looking at houses, you should be pre-approved for a mortgage.

A pre-approval means you have already submitted a loan application and most of the necessary paperwork to obtain a mortgage. Your credit has been checked, and your mortgage is already approved. All we'll need to do then is find your new home.

Being pre-approved gives you a distinct advantage when making an offer on a property. A seller is more likely to accept an offer when they know you will not have a problem getting financing. It also makes the process much easier on you. Once you find a home, you'll want to concentrate on planning your move, not worrying about whether or not your loan will be approved.

I work with several excellent lenders who would be more than willing to speak with you and discuss your options. If you are interested in getting pre-approved, let me know, and I will give you the names and numbers of the lenders I work with.

Contact us at (217) 373-4862

 

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RE/MAX Realty Associates - Champaign, Illinois
Realty Associates
2009 Fox Drive - Suite G - Champaign, IL 61820 - (800) 537-0217

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